Posts in Financial Institutions
Community Banks Threatened by Fintech? I See It Differently.

As I look across the banking industry, I often see trends that I find disturbing. Over the last few years, I’ve observed a widening gulf in the amount of deposits that community banks attract versus the loan dollars they generate, mostly to small businesses.

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Integration Is Great for Partners, Too

We normally speak of integration with regard to helping small and mid-sized merchants get a competitive edge, by merging payments with SaaS solutions, analytics, and other tools for financial management, operations management, and business-building. And while we are laser-focused on developing the ultimate one-stop commerce solutions shop for SMBs, that doesn’t mean we’re not looking for similar synergies for our partner institutions, chief among them community and regional banks.

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Better Banking: Bringing Asset-Based Lending and Merchant Credit Card Proceeds Together

Practically all commercial banking financial institutions (FI) engage in some form of asset-based lending.  These loans, which take the form of revolving lines of credit or term loans, are secured by the borrower’s assets (as the name implies).

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