Presidential Perspectives: The State of Payments and Financial Technology

It was a pleasure to spend two days in Washington, D.C. advocating on behalf of Electronic Transaction Association (ETA) members during our annual Fly-In and ETA FinTech Policy Forum.  Across the events, ETA members exchanged ideas and provided essential input on our industry to Members of Congress and policymakers across the government.

Read More
Building a Performance-based Culture: Developing People

Much has been written and discussed on the notion of the performance-based culture. This is a concept that I bought into as a very young manager, and I’ve expanded on it through my years leading larger and larger groups of people as they accomplish great things together.  

Read More
Community Banks Threatened by Fintech? I See It Differently.

As I look across the banking industry, I often see trends that I find disturbing. Over the last few years, I’ve observed a widening gulf in the amount of deposits that community banks attract versus the loan dollars they generate, mostly to small businesses.

Read More
Integration Is Great for Partners, Too

We normally speak of integration with regard to helping small and mid-sized merchants get a competitive edge, by merging payments with SaaS solutions, analytics, and other tools for financial management, operations management, and business-building. And while we are laser-focused on developing the ultimate one-stop commerce solutions shop for SMBs, that doesn’t mean we’re not looking for similar synergies for our partner institutions, chief among them community and regional banks.

Read More
Better Banking: Bringing Asset-Based Lending and Merchant Credit Card Proceeds Together

Practically all commercial banking financial institutions (FI) engage in some form of asset-based lending.  These loans, which take the form of revolving lines of credit or term loans, are secured by the borrower’s assets (as the name implies).

Read More
The Power of Partnership

I focus my role on something that’s even more foundational, and I’m pleased to tell you that what’s behind every great integration is a great partnership, whether it’s a collection of brands like UMS Banking, Elmhurst, Tandem, and RazorSync, or you’re talking about partnerships of the external, strategic variety.

Read More
The Importance of Empathy

I’ve reached a place in my career where I choose the people I work with, whether it’s our employees, our strategic partners, or the kinds of customers we bring in to Celero. That’s not something to be taken lightly, and while that’s an incredible place to be, it comes with a high price.

Read More
Integration Drives SMB Success

Anyone that takes a close look can see that the payments ecosystem has changed dramatically. Think about the last time you walked into a chiropractor’s office or a florist’s shop. Five years ago, you would have seen a small box terminal at the front desk or cash register.

Read More
BioGeoCreations
The RazorSync Difference

I’ve spent a lifetime working in the financial technology space, with most of my career in the payments industry. Over time, I’ve worked in the largest companies in payments, as well as a few startups and in-between.

Read More
BioGeoCreations